It is part of the Plaid Dashboard and free to connect; it requires production access with at least one Plaid product enabled on your account.

Does it support remote/OAuth?

Yes. It is a remote Streamable HTTP endpoint at https://api.dashboard.plaid.com/mcp authenticated with a short-lived OAuth token minted with the mcp:dashboard scope via the client_credentials grant.

Does it read end-user bank data?

No. It exposes developer diagnostics — Item debugging, Link analytics, and usage metrics. Consumer financial data stays behind Plaid's product APIs and their own access controls.

Plaid MCP server

OfficialPlaidConfig last verified Jun 1, 2026

Plaid's official Dashboard MCP server lets agents debug Items, pull Link analytics, and check API usage.

Plaid MCP is Plaid's official Dashboard MCP server, aimed at the developers who build on Plaid rather than at end-user banking data. It turns the Plaid Dashboard's production diagnostics into agent-callable tools: an agent can debug a specific Item to understand why a connection failed, pull Link conversion analytics to see where users drop off in the account-linking flow, check API usage and consumption metrics, and list the teams on your account. A built-in introduction tool explains how to drive the rest, so an assistant can orient itself before acting.

The server is a remote endpoint at https://api.dashboard.plaid.com/mcp over Streamable HTTP, so no local install is needed. Authentication uses an OAuth token minted with the mcp:dashboard scope via the client_credentials grant; tokens are short-lived. It is built for support and integration-health workflows — accelerating debugging, optimizing Link conversion, and surfacing usage insights — rather than for reading consumers' financial transactions, which remain behind Plaid's product APIs and their own access controls.

Quick install

Copy-paste configs are provided for all 8 supported clients. Pick your client below.

Add to ~/.claude.json

~/.claude.json

json

{
  "mcpServers": {
    "plaid": {
      "type": "http",
      "url": "https://api.dashboard.plaid.com/mcp"
    }
  }
}

Or via CLI

bash

claude mcp add --transport http plaid https://api.dashboard.plaid.com/mcp

Heads up

First tool call opens a browser to authorize.

Step-by-step guides

Available tools

Tool	Description
plaid_debug_item	Debugs a specific Plaid Item to diagnose why a connection is failing or degraded.
plaid_get_link_analytics	Pulls Plaid Link conversion analytics showing where users drop off in the linking flow.
plaid_get_usages	Returns API usage and consumption metrics for your Plaid account.
plaid_list_teams	Lists the teams associated with your Plaid account.
plaid_get_tools_introduction	Returns an introduction to the available Dashboard MCP tools and how to use them.

What you can do with it

Diagnose a broken connection

When an Item stops updating, an agent debugs it through the MCP server and explains the failure and likely fix instead of a developer hunting through the dashboard.

Improve Link conversion

The agent pulls Link analytics and usage metrics to point out where users abandon the linking flow and which products are driving consumption.

FAQ

Is it free?: It is part of the Plaid Dashboard and free to connect; it requires production access with at least one Plaid product enabled on your account.
Does it support remote/OAuth?: Yes. It is a remote Streamable HTTP endpoint at https://api.dashboard.plaid.com/mcp authenticated with a short-lived OAuth token minted with the mcp:dashboard scope via the client_credentials grant.
Does it read end-user bank data?: No. It exposes developer diagnostics — Item debugging, Link analytics, and usage metrics. Consumer financial data stays behind Plaid's product APIs and their own access controls.

← Browse all finance servers