Best MCP servers for payment gateways

Payment gateways move money, charges, payouts, refunds, disputes, and an AI agent that can query one directly can answer payment questions, reconcile transactions, and investigate failed charges without a human logging into a dashboard. An agent can look up a transaction, check why a payment was declined, or summarize a day's settlements straight from the gateway. The right server depends on your market and stack: a developer-first global processor, a regional specialist, or a platform tuned to a specific geography. The servers below are real MCP servers for popular payment gateways, each with a verified install config, so an agent can read and reason about payment data directly. Treat payment data with appropriate care and record only what your policies allow.

Top pick

Stripe

Stripe

Official

Stripe's official MCP server lets agents create customers, payment links, invoices, and read balances.

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Stripe's server lets an agent query charges, payouts, refunds, and disputes on the most widely used developer-first payment processor, the default for global online payments.

Pick 2

Adyen

Adyen

Official

Adyen's official MCP server lets agents create payment sessions and links, refund and cancel payments, and manage merchant accounts, terminals, and webhooks.

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Adyen's server suits enterprises processing payments across many channels and regions, letting an agent reason about transactions on a unified global gateway.

Pick 3

Razorpay

Razorpay

Official

Razorpay's official MCP server lets agents create orders and payment links, capture and refund payments, and read settlements and payouts.

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Razorpay's server fits teams operating in India and nearby markets, giving an agent access to payments and settlements on a leading regional gateway.

Pick 4

Square

Square

Official

Square's official MCP server gives agents access to the full Square API: payments, catalog, orders, customers, bookings, inventory, and more.

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Square's server connects an agent to payments and orders for businesses that blend online and in-person commerce, useful for reconciling point-of-sale and online activity.